My Web Ventures

More turmoils in the HYIP & PTS world.

2006-03-18T06:42:00.000+07:00

The first quarter of 2006 has been absolutely very rough!!. I really thought after the Storm Pay fiasco and the 12DP incidence things will get more stable. Everyone learned their lessons and many autosurf's admins evaluated their business model legality as a consequence. However, despite all that a smooth ride in the HYIP and PTS world have yet to come.

1. EMO is in troubled water

EMO has been getting enormous exposure right after 12DP dumped E-Gold. Their traffic ranking went up at fascinating speed and certainly followed by a huge influx of investors' fund. Many autosurfs and hyip programs were started to accept EMO. In my own eyes and I believe in many other investors, accepting EMO means a plus sign to the DD evaluation of the program.

As can be seen from the above link, EMO is under investigation. They're now not in control of their assets and operations. There have been many news all over the net which indicates that EMO is very likely continue to sink. It's like a small boat with tons of gold!! They don't have sufficient fund to match the actual number of invested fund. Although everything is not yet definite, it's very likely that those who have money in EMO will lose their money. I also hate to say this, but this time I'm also a victim.

2. CGFin turned SCAM

I hardly believe the news. CG Financial has gained excellent reputation for quite sometime. I trully believe they're in a legit business. But in fact CG Financial was just another dressed up scammer. I joined CG Fin in their 3rd venture capital that expired March 06. I was very fortunate that I requested withdrawal on 2nd and got paid on 3rd. Until to day, many people who made thier request after the 4th have not been paid. NO communication is made. So it's really the time to close the book on CGFin and dump it in trash.

3. MPDW

MPDW has changed their policy over night. Every investor has now a holding period for 26 weeks before they can request a withdrawal. Sell Back unit is also no longer available. The minimum withdrawal is now raised to 3 units. New investors are accepted at 20 units investment. Wooow!! What do you guys thing?

I really don't like this new policy. I think it's selfish and irresponsible. I'm sure if these new policies were in placed right at the very beginning, there was no way they've got this popular. I'm only a small investor with 5 units investment. It was the minimum limit for anyone who wanted to join in at that time. I've withdrawn a few times but have yet received my original spent back. Lots of people have filed a complaint. Let's see how they react. As for now, my recommendation is to withdraw whatever you have when you can. Certainly don't put anything back in.

4. Black Gold Surf

I know there're some people that have been paid but unfortunately they haven't done mine. I think they're in the verge of collapsing. I would recommend anyone who's in to take precaution.

Enough of all the lousy news. As I mentioned, life must go on no matter what happens. Bad thing happens for a reason and everyone has to learn their lesson to move on. A few good things

1. Phoenix Surf & Wired Surf

Both programs have paid me very promptly. Both Phoenixsurf & WiredSurf paid me very promply within 2 business days!! Phoenix Surf has changed their to manual surfing to make their business model legal. Wired Surf on the other hand sticks to their current model. They believe they've done their legal evaluation before the program was launched. To me they're making much more sense !!! Why start something when the legal status is not clear? But anyway, we have to give credit to Phoenix Surf who's willing to change. This shows that they're serious in their business and looking for a long term venture.

2. Private Opps

This is the last program I joined. I think I joined this one on impulse. I didn't really look carefully on the minimum of each contract. Out of all this time, I still made such a silly mistake. Well I guess I'm only human :). The program so far has gained good reputation. The program offers various contracts with compounding interest. Each contract has a holding period within which you can not withdraw anything. Therefore, please choose a contract that suits you best.

On top of that, Robert Vaughn is quite communicative. He informed every member about almost everything that goes on in the program. Overall, this can be another alternative you can consider to diversify your investment.

I think that's all for now....

It's always wavy in virtual ventures

2006-02-27T13:28:00.000+07:00

Every good thing eventually has an end

The above statement is very true. A few big programs have apparently reach the end of the road. Although expected it is always sad to say good bye to a high paying progam such as ASCFin & TingerInvest. Both program are no longer paying for the last few weeks. I didn't put anything on Tingerinvest but unfortunately still have one cycle in ASCFin. So yes, ASCFin also got me.

The giant autosurf 12DailyPro has even more trouble then everyone thought. Not only StormPay froze their account, SEC raided them and finally closed them down. You can get the whole story here. From this it is very likely that 12DailyPro gone for good. I'm very sorry for those who still have some fund in.

Now, the last gloomy news is Golden Rocks. It seems that they're still around and offering lower interest. They're offering now 65% monthly. It's still huge if they're still paying. However, I heard some payouts have been postpone. Therefore, I suggest everyone not to put anything more in until more pleasant news is heard.

So is this the end? Not really.....

Despite all these unpleasant incidents, life must go on. Although I don't particularly like Autosurf, this time I joined three new programs. I joined these programs because I can get my principal out with interest reasonably quick. I still haven't found a sufficiently reliable HYIP program that can do that for now. Anyway these are the three programs I joined.

1. Black Gold Surf - 12% daily for 12 days

Yes, the concept is identical to 12DailyPro. At this moment, it has around 10k member and growing really fast. They accept E-Gold and EMO. The latter was the one that attracted me to put something in. EMO has verification process and thus they should know who's the real people behind this program.

2. WiredSurf - 8% daily for 16 days

This is a very interesting program. Their website is very nicely done and support has been really good. Additionally, they've got a range of advertising services that have already in placed to support the program. I think this one is worth a shot.

3. Phoenix Surf - 15% day for 8 days

The progam has the shortest cycle time. Something I really look for the time being. They had their business model approves by the legal authority. So if this were true, it shows that they are law abiding citizen :). The only thing I like so far is the short cycle.

Just a word of advice, please take cautious action. As the whole situation surrounding Autosurf industry has not been very favourable. Things can go sour in no time. Diversification is still the strategy to use.

Great Month!!

2006-02-21T11:49:00.000+07:00

First of all, sorry for not updating this blog for sometime. I've been travelling rather intensively the last few weeks. Yes, I still have a real job :). My income from the web has not been satisfactory to sustain my family living costs.

12 Daily pro

12 DP and like many other autosurf have tremendous difficulty with StormPay. 12 DP has lost access to their accounts and certainly their fund. Legal action that has been persuit still hasn't shed a light yet. So it's really a tough situation for 12DP and certainly their existing members. I was quite fortunate that I received my EMO payout just a few days before this incident. Many members are now still waiting for their payouts.

DadnDaves

DnD has also been affected but fortunately not as bad as 12DP. DnD still has the E-Gold and Paypal members, therefore they're still able to process payouts to members although at much lower speed. However due to Stormpay issues, they've decided that Febuary will not be an earning month for every member. They've done this to recoup their lossess from Stormpay. As a compensation they extend the expiry of all upgrade made during this time by 1 month. I think it's a good move and I'm very supportive to this action. Nobody likes to lose money and DnD cares more to their members. Business as usual is expected in March.

NeverEndingStori

I haven't really given any update on this as frankly speaking I was rather dissapointed in their customer service. However, I'm pleased to say that I'm now "in the money" group. The interest given was higher that my daily subscription. I can't remember exactly how long it took to get me in this group, but I think it's around 1 month. So from now on, the profit will be accumulated to recoup my original $100 spent. Then, I can post a break even and enjoys the trickling profits. As it looks now, NES is a lot more stable and looking at my own experience with this program, I can say that it does work!! If you have $100 to spare for 3 - 4 months I suggest you consider this program too.

North Sea Forex Group

I finally joined this program today. I've been wanting to do so since December 05 and kept passing their deadline. I haven't got their confirmation yet but I've put it something in their E-Gold Account. I'm now waiting for their reply. For those of you who wish to join, just drop an email to info@ns-fg.com and application@ns-fg.com. If you need DD information you can fire another email to dd@ns-fg.com. NSFG has been well discussed in various forums and gained excellent reputation. Oya, they're closing their membership by 25th March 2006. So you've got about 1 month to check out this program.

Golden Rocks, AscFin, MPDW & Offshoreclub

I'm very happy with all these programs. All of them has paid me handsomely. Especially GR with their 90% interest and AscFin with 100% GR is however going private. I still haven't got much info on this but I'll post once I've done my readings. MPDW is still going strong with their regular interest around 3.2% weekly. Whilst offshore club still giving 10% interest in 10 days. I've done two cycles with them and now planning to withdraw. I hope these programs will not go anywhere.

Some New Signup

2006-01-20T16:13:00.000+07:00

In the past week I signed up in a few more programs.

1. Dad n Daves

DnD is an autosuf program that has been around since 26 April 2005. They're very popular and has many successful member. Their current return is 1% daily (i.e. 30% per month). Unfortunately on 28th Jan 2006, they have become private. I've been wanting to post about it many days ago but due to my hectic schedule I was unable to do so. Really sorry for those who haven't had a chance to join in.

2. Offshoreclub

Offshoreclub is also another program that has been running successfully for many months. They have 3 plans.

10 Days for 10% interest (110% including principal)
20 Days for 23% interest (123% including principal)
30 Days for 40% interest (140% including principla)

They operates based on what they called contracts. When the contract expires you'll get the principal plus interest. A really wonderful feature of this program is their website security. They've almost got everything that prevents their website to become offline or become hacked.

I've got my first 10 days contract expired and having to compound it for another 10 days cycle. I plan to make a withdrawal after my second cycle expired.

3. ASCfin - Offshore Investment

I believe almost everyone is in this program. This program offers a remarkable 100% in just 20 days. I think notthing can beat it, except those fly by night programs. Having said that, due to very high return, I have a very strong feeling that they're not here to stay. If you decide to join, please be cautious of your investment. It's most likely a gamble. If you win, you win big time.

4. CG Financial

Their fourth venture capital project is now opened. The plan offers 200% in 4 months including principal. This is a very attractive return for a real investment company. The plan only available until Feb 12th. Therefore you need to make up your mind fast as this plan does not come everytime. I strongly recommend to join this program if you have some fund available. It'll be worth it.

Kick Off

2006-01-13T13:49:00.000+07:00

Finally, after much thought and consideration I decided to join Goldenrocks. Yes, finally….. The program has been running successfully for over a year providing its investors very handsome returns!! The program is run by the Pola Brothers and currently involved heavily on Forex. The program has 3 investment schemes with varying interest rate. At the end of each investment period, the principal is returned together with the interest.

30 days – returns 190% (principal included)
60 days – returns 295% (principal included)
90 days – returns 415% (principal included)

The program has been receiving very positive response from their existing members. I still think that the return is very high. However, since they have been running for over a year without any reports on failed / delayed payment, I can’t stand to miss it.

A few things about 12 Daily Pro.

Due to recent Fed’s raid on E-Gold, 12Daily Pro has decided to drop E-Gold completely. They’ve done this in view of member’s fund security. As a replacement they introduced EMO in addition to StormPay. Honestly, I’m really pleased that they chose EMO as I’m not eligible to use StormPay J. Additionally, it also boosts my confidence a bit more on 12Daily Pro. EMO employs a verification process for their members who need to do transactions or become a merchant. The fact that 12DP uses their services also mean that their physical location and personnel are verified and exist!!! Hopefully when the transition period is over, their payout time will return to what it was before (i.e. 7 business days). Now if you haven't join 12 Daily Pro yet, it's a good time to join.

NSFG, finally has a website

Please visit North Sea Forex Group to find out more. I’m sure they’ll have many more members due to their online presence. If you have USD 25,000, you have now the option to open a Managed Forex Account. Hmmm. I wish I had that much.

Finally 2006 -- a resolution

2006-01-03T09:10:00.000+07:00

Happy New Year !!

I hope 2006 will be another great year for everyone, especially in the field of online investment :).

I haven't made any other new investment as I'm a little paranoid during Christmas & New Year. So I just continue using my old ones. But this month, I'm planning to re-start my journey, just like I did in Sept 04.

Except for 12 Daily Pro which gives 44% interest in 28 days (including surfing and payout wait periods), most of my investments generate more than 10% interest. As I'm looking for long term stability this is something that I anticipate.

If everything works as planned, I'm going to have some fresh fund to invest in new programs fairly soon. I'm going to split some of this for more autosurfs and perhaps gamble a little in high return programs. My definition of high return is a program that returns my seed money in less than 3 months. It's certainly not for program that gives 200% in 1 day. The reason why I change my strategy is due to diversification. I need more capital to diversify and generate modest monthly return. I'd like to raise my capital a little by this strategy. However, I hope I don't need to do this for a very long time.

Happy Christmas Everyone!!

2005-12-26T12:00:00.000+07:00

I hope you had a wonderful christmas day.

There has been many problems with E-Gold recently. From very slow processing to website not showing up. Apparently all this was due to ISP problem. Since I'm pretty much cluesless to IT world, I'm assumming it's nothing major but I may be wrong. Just a few moments ago, I managed to log in and did my regular stuffs. Everything seemed ok.

Another E-Currency, Intgold on the other hand has a huge problem. They're under investigation by the FED's. That's a scarry stuff. Thankfully, I didn't use them at all.

As for NSFG, I missed to join in for Jan 06 period. The cut off dates was Dec 25th. That's yesterday, so I have to wait another month for Feb 06 investment period. I hope this time I'll get everything right.

My 12DP cycle ended yesterday. I'm waiting for payment now hopefully it'll be settled within 7 days. My first cycle was paid about 6 days. Due to the recent E-Gold problem, they have some delays in processing payout. But unlike others, the admin, Charis is highly informative. As long as you read the news in the member's area, then you'll get all the latest info.

A few things before Christmas.

2005-12-14T15:43:00.000+07:00

First, on Dec 12, Feeder fund finally closed its gate to newcomer. Personally, I think it's good that a program try to limit its size so it can be managed more effectively and efficiently. However having said that it is also quite a loss to the web community. I'm quite sure that there are still many people who haven't got a chance to get in. So let's see how it performs from this point onwards. I hope they're getting better of course!! I haven't recovered my seed yet thus, I'm hoping they'll get even stronger by this change.

Second, I just joined the newly released program from GMI called "Never Ending Stori". It's a very new concept that confuses everyone. You need to spend time to grasp the concept. This is a section on their forum where you can get more information. There's a presentation and a NES for dummies section. It's a very good place to start. I joined this program for two reasons. First, my human reason that the potential return is very attractive. Second, all the people behind NES are well known to public. There're interviews, photos, and real office in Sydney. You can find this information quite easily. So overall it's very transparent.

To join you need to open a NES and Pecunix accounts and fund it with USD 100. Pecunix is a less common e-currency thus you may need to make a conversion. The conversion from E-Gold to Pecunix is around 2-3% depending on the exchanger. I recommend to use e-forexgold as they're reliable. I did mine with them and it was done in less than 24 hrs.

Third, I've made up my mind to run another cycle with 12DPro. My cycle should end right on Christmas day. If everything works out that will be my Christmas gift.

December Return

2005-12-09T13:34:00.000+07:00

Just a quick update on the return of all my current programs

Global Mutual -- 6.5%
Feeder Fund -- FXIG -- 14.4%
MPDW -- 3.5%, 3.05%, 3.05%, 3.15%
12 Daily Pro -- 144%

GM, FF, 12 DP have paid me for November.

My recent payout request for MPDW has also been paid. However, I'm not withdrawing this month. I plan to withdraw perhaps in January.

Lesson to learn in my 1 year venture.

2005-11-29T14:43:00.000+07:00

Christmas is coming and certainly New Year.

I've started my venture in the virtual world in Oct 04. Yap, it's been more than a year. So far I've been pretty lucky. I've returned my investment and certainly made a profit. I can certainly earn a lot more if I didn't fall into the wrong mines!! But, I guess I won't learn if I didn't fall.

Anyway, in this one year, there was only 1 thing I regret the most. After I regained my seed money, I was very dependent on one particular program. My only concern was to increase my account level and get my residual income to a comfortable level before making diversification. It seems to me at that time that the program was going strong and very reliable. But to my surprise, the program doesn't collapse it just stopped membership from my country. I'm not going to name the program but I just want to share my experience that you just can't put too much dependency on a program no matter how good. Although it was obvious, it was really a big lesson for me.

When this happened, I was just starting to diversify my investment. But since it happened so suddenly, I didn't have sufficient fund to get the same residual income from other programs. I lost around 90% or more of my residual income. Therefore, I almost have to start all over again by building up my capital to invest in other things.

Earning residual income from a program is very nice but we musn't get carried away. Start diversification as early as possible. Plan your investment and your return. In my opinion, the best approach is to put a time frame on the return of your principal. The longer you can risk your capital, the more mines you can dig and hopefully bringing you profits. Yes you recover your seed money at slower rate but you can enjoy more stable residual income.

This is a mistake for me and hopefully it'll be a mining tool for you.

Modest but Reliable 6 ~ 10% monthly

2005-11-26T07:35:00.000+07:00

CG Financial Commited to Capital Growth

I've been watching CG Financial for many months. Many have skipped them due to their low interest rate. If you sign up you can see various investment scheme with varying risks. The company is registered in Nevis. You can get more details if you request and sign a NDA.

From time to time they open a high yield program called CGI Venture Capital offering 200% return in 4 months. This program only opens for a week thus, you'll have to catch them real quick. I joined this program when it opened a few week ago. This is my first investment in CG Financial and I'm pretty convinced I'll be smiling in 4 months time.

Updates on Global Mutual Inc.

2005-11-19T22:29:00.000+07:00

Hi Guys, there has been a lot of changes on the investment schemes in this program. Older high yield programs have been closed momentarily. However, it doesn't mean that GMI has left the high yield arena. There are a new programs which are based on futures options that offer attractive returns (i.e 16 ~ 20% monthly). More conservative programs have also been introduced. Just login to your GMI Member Area to find out.

They have improved their support system. They're now using a new ticket support system. Alternatively, the forum is also a good point to ask for support. The moderator seems to be on top of every queries. I haven't personally used both the forum or the ticket system for support. However, there were a number of cases which are solved in forum which show how problems are solved.

November Returns

2005-11-10T11:55:00.000+07:00

Feeder Fund - FXIG 14.1%
Global Mutual - 16.5%
MPDW - 3.1%, 4.05%, 4.15%, 3.2%

Payment has been made by both FF & GM. I made a late request on MPDW, thus it'll be made the following month (i.e. December).

Weekly return ranges from 3% ~ 8%

2005-10-05T06:00:00.000+07:00

Market Professional Deliver Weekly

This is a relatively new program that has gained good reputation due to their transparancy and performance. There's regular chat session for members who wants to talk with the admin. Something which is rare in the virtual investment program. Some members even has personal details of the admin.

As for myself, I consider this program as another good opportunity for diversification. The return is modest but all the signs show its longevity. Something that I really look forward to at the moment. Another unique point is that they only speak in Gold Terms. So you won't see USD in you account but unit of gold. Therefore if the price of gold increases then without doing anything extra you'll get more money if you cash out.

The minimum to join in is 5 unit of gold which is about USD 75. You'll get weekly report of their performance. Withdrawal can be made once a month with a minimum of 1 unit.

FXIG Monthly performance ranges between 15% ~ 25%

2005-10-02T05:48:00.000+07:00

Feeder Fund

I've been a non active member of this program for many months despite the continuous good reports about it. Finally, in October I've made my first investment which marked by the clearance of my unsettled deposit. Yes...!! I certainly reckoned that this is one of my most sensisble decisions :).

I chose FXIG as a start due to various reasons. Amongst all, certainly due to their excellent performance. Feederfund is well known for its meticulous DD. Additionally, due to the credibility of the firm. Many forums discussed FXIG opportunity as too good to believe and the fact is it's for real. No one seems to have any problems with them. Therefore, I consider them as an A-class opportunity.

Oya, if you like to join Feeder Fund, please be sure to submit the fund in before the 25th of the month to join the following month investment cycle. So if you want to join in say Dec, you must fund your account before Nov 25th.

Returns are around 17.5% ~ 20% per month.

2005-09-30T06:10:00.000+07:00

Global Mutual Inc (GMI)

I've been a member of Global Mutual for more than 6 months. GM has been under microscope as regards to their credibility. Being a newbie at that time, I invested only $37. So far they've done much more modifications to their website as well as their programs. Their website is now equipped with the necessary security tools to prevent hacker attacks.

They also offered another investment scheme that is a little different than what you normally see in this virtual world. Anyhow, I consider all these changes as plus points. Therefore last month, I've made a decision to invest much more than my initial investment with them.

To participate in the program you need to pay a registration fee of USD 10. But don't worry, you won't lose the money as it gets some interest too. There are numerous programs to choose from with varying interest rate and payout time frame. So please have a look around.